# Fluid Fluid is a decentralized application made by Instadapp introducing innovative features like unified liquidity layer, automated limits, lending and vault protocol, oracle system, and a DEX protocol. Fluid incorporates proven concepts from several known protocols: * Uniswap V3 - uses slot-based liquidity to optimize liquidations * Maker DAO - implements vault-based borrowing system for better asset security, automated ceilings, and reduced gas overhead * Compound & Aave - uses pool-based liquidity and utilization-based rate curve * Curve - Innovates on Smart Debt & Smart Collateral, allowing users to use both their collateral and debt as DEX liquidity ### Key Innovations: * Unified Liquidity Layer - eliminates fragmented liquidity by providing single source for all Fluid-based protocols. * Offers up to 95% LTV on non-correlated assets and allows up to 20x leverage on borrowing. * Automated Ceilings prevent sudden whale movements and enhance security based on real-time utilization rates. * Advanced Slot-based Liquidations (with liquidation penalties as low as 0.1% and up to 3%) enable the most gas-efficient method for liquidations. *** ## Related Articles: * [Dashboard & Use-case](https://help.defisaver.com/protocols/fluid/dashboard-and-use-case) * [Compatibility & Automations](https://help.defisaver.com/protocols/fluid/compatibility-and-automations) * [Liquidity Layer](https://help.defisaver.com/protocols/fluid/liquidity-layer) * [Lend Protocol](https://help.defisaver.com/protocols/fluid/lend-protocol) * [Vault Protocol](https://help.defisaver.com/protocols/fluid/vault-protocol) * [DEX Protocol](https://help.defisaver.com/protocols/fluid/dex-protocol) --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://help.defisaver.com/protocols/fluid.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.